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"eve If you think that was wrong then" That makes sense to you I suppose :rolleyes:

Keep it to yourself then and stop cheering everyone up 😂

Yep and that was my mistake in not explaining as to what I was trying to say, apologies.

You'll have to refresh my memory to where I mentioned someone who is 70 house fully paid for and a final salary pension scheme plus a couple of hundred grand in savings pays no tax and goes on half a dozen holidays every year? My parents lived into the 80 ies 87 and 84 and never did that or...

I'm not moving any goalposts, who has challenged me ? I'm not answerable to anyone on here and certainly not to you. it was obvious to anyone with any sense that I wasn't talking about these with pensioners with wealth. Go away.

My son is 32 and doesn't own any property he's come back because of the extortionate rent he was paying on his flat, he's back to travelling to Cardiff now when he was living close by to his job, our youngest who is 29 is severely disabled so he'll need looking after if he survives us.

I'm approaching 65 and I've nowhere near that figure and neither am I ever likely to attain those figures, all I know is that I'd like to have a few quid to spare when I do retire in November 2027 although I very much that I'll be able to afford to retire without ending up on queer st, Wife...

Well' they'll hand those houses down to their children and grandchildren and why shouldn't they, they worked hard and long enough to pay for their houses and usually at least over three times the houses value, in most cases with 40yrs mortgages, wife and I are in our 60's and we only paid ours...

It was said on a news channel about people not understanding ISA's Stocks and Shares Bonds etc, there's a thought about teaching school children about it all, good Idea in my view perhaps it'll teach them the value of money, I've always been the type that if I had a pound in my pocket I'd spend...

Get off your high horse and hang on a minute now is it a few bob is exactly that it isn't mega wealth a few grand maybe, I wasn't or intending to include those with 100 or 100's of thousands or millions

I don't really know how ISA's really work, I didn't think that you could have multiple isa's worth 20k anyway only the interest on 20k is tax free for a year, I don't know if you can just keep that 20k going year on year on and earn tax free interest.

I'd argue that those with that wealth are far removed for the pensioners you'd see at the supermarkets and those with that sort of wealth are in the minority by some distance I'd have thought.

So they shouldn't be allowed to have a few luxuries in their old age then, poor things you say how insulting that is to people who have worked 40/50 yrs or more. 20k is modest its not even modest, 100k won't sustain a pensioner for long with that amount and their state pension, not unless they...

Yeah cause I mentioned those pensioners who are wealthy and more, I should have made myself clear I'm more concerned with the regular pensioner who may have put a few bob together for their old age and those who take on work to subsidise their pension they are ones I mean, those with vast...

Not that one, he had an interest at least in the Aubrey Arms at Ystalyfera.

We used to beat them and I'm not deluded it was obvious that Wales would get beat I said us winning was unlikely but not impossible so deluded I wasn't, these youngsters will get better and some may well grow into the players we want them to be. The WRU are to blame for downgrading the Welsh...

:rolleyes: Fukoff to bed ffs

Coops another eatery for your list. We cleared Eldests flat up in Cardiff today as he's come back home to live for a while at least and we called in to the Aubrey Arms on the A48 and they fitted us in for Sunday Lunch well mid afternoon, bloody lovely it was to, a holstery to be aware of if...

Anyway, I don't sit on a sofa and Im to busy to sit down anyway.

Last time I saw a photo of you with you meeting up with one of you mates snoopy you was wearing a scruffy fucking teashirt that to was to small to cover your protruding fat guts. I've lost nearly 20kgs pal so rotund I'm not, have another go :rolleyes: