• We have today (22nd April) confirmed the closure of JackArmy.net on 31st May. Our reasons are varied but after a twenty-five year stint at the heart of the online Swansea City community, the time is right for us to bow out. You can read more at the link below https://jackarmy.net/2026/04/22/jackarmy-net-twenty-five-years-and-out/

The January 2026 Transfer Window Thread - Now Closed!

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Another successful window from our best in class scouting team, supported by our elite level owners, and guided by our second rate coach.

Lolla, did I do it right?

HMS Piss The League (next year obvs)!
Have you stolen the blueprint?
 
Could quite easily be the other way round.

‘If we don’t get relegated’, ‘fee is x but y if we get promoted’.

Etc etc
Adding to my own post btw.

This was definitely a permanent deal until last minute.

so someone somewhere has moved goalposts - quite probably the selling club who may have wanted more in the event of x, y, z.

Which is why it may have become a loan and permanent when the answers to x, y and z are known.
 
What is the logic of a loan + obligation from an ffp/psr standpoint?

If the club can't afford to amortize the fee over an extra 6 months that is very concerning.
I’ve just answered that in a later post (the logic).

Don’t think this is anything to do with FFP. And for the reasons you’ve given. The 1/8th of a fee (6 months of a 4 year deal) can’t be much more than a loan fee (may even be less).
 

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