The January 2026 Transfer Window Thread - Now Closed!

[Londonlisa2001]

Yes, but the first instalment would have been due now. This now means it will be due in July instead.

That’s cash flow not FFP.

It may be we’re short of cash and they won’t lend the money. That’s a bit depressing if true.

 

[IAN05]

Well that’s a cash flow issue. I.e, the owners won’t put money in if needed. Not FFP,

Out of interest why do you say it can't be FFP/PSR?

From what I know that is the exact reason

 

[Londonlisa2001]

We have an obligation to buy if we stay up, so it can't be that.

From what i'm told the only condition is staying up - other than that no party can pull out.

Yes, I speculated the condition was staying up earlier. I agree that the try before we buy scenario is highly unlikely.

 

[Londonlisa2001]

Out of interest why do you say it can't be FFP/PSR?

From what I know that is the exact reason

Because that’s not the way FFP works.

 

[Flash]

Well that’s a cash flow issue. I.e, the owners won’t put money in if needed. Not FFP,

Owners putting money in doesn’t change the FFP rules it’s the clubs revenue not the owners. And it could be for FFP reasons we delay the start of the payment until the summer when we’re in a better financial position.

 

[Flash]

Because that’s not the way FFP works.

It’s frequently stated in the media that it’s advantageous for the clubs to do this. Are they all wrong?

 

[IAN05]

Because that’s not the way FFP works.

In what way ?

If the club is currently on the edge of PSR limitations and the first installment payment would take them over the threshold then it makes absolute sense to ensure that payment is instead made in July.

There is no loan fee involved in this so the club will only need to pay salary.

 

[Magic_Michu]

My understanding that the loan was in place so the first instalment would be in the next financial term.

We were close to PSR limits over this 3 year period. This puts the transfer into the new financial term allowing more flexibility with PSR.

With large investment coming things should become a bit easier going forward.

 

[magicdaps10]

Concern with this, if we are unable to pay any fee now or very minimal then we are very close to the limit financially.
If this is not the case then we could easily have paid a low fee to get the move permanent with a promise of X amount in the summer and so on.

The only advantage to his parent club to loan now for little or nothing is that we pay more then come the summer.

This money that has been discussed incoming in the summer better be factual with these long contracts and fees being spread over the length of them. It has a feeling of boom or bust to it all.

 

[IAN05]

My understanding that the loan was in place so the first instalment would be in the next financial term.

We were close to PSR limits over this 3 year period. This puts the transfer into the new financial term allowing more flexibility with PSR.

With large investment coming things should become a bit easier going forward.

The owners have made it clear that increasing commercial revenue is a major priority for them.

This would then give us far more wriggle room.

I'm sure i read somewhere that the EFL were introducing a new model next year, but i may have made that up

 

[sit_down_jack]

I had heard this too.

The club is coming into some serious money this summer… so first big installment works better for the Swans then.

Do you think it’s “change the fortunes of club entirely” kind of money?

 

[magicdaps10]

My understanding that the loan was in place so the first instalment would be in the next financial term.

We were close to PSR limits over this 3 year period. This puts the transfer into the new financial term allowing more flexibility with PSR.

With large investment coming things should become a bit easier going forward.

Any idea whom this large investment from?
It's been a curiosity dangled by Gorringe publicly so it looks to be a goer or otherwise he is a very silly boy to be mentioning it if it's not a cert.

 

[Smurph]

Concern with this, if we are unable to pay any fee now or very minimal then we are very close to the limit financially.
If this is not the case then we could easily have paid a low fee to get the move permanent with a promise of X amount in the summer and so on.

The only advantage to his parent club to loan now for little or nothing is that we pay more then come the summer.

This money that has been discussed incoming in the summer better be factual with these long contracts and fees being spread over the length of them. It has a feeling of boom or bust to it all.

Three posters have explained the reasons behind the way the deal has been financed the way it has.

 

[Flash]

Concern with this, if we are unable to pay any fee now or very minimal then we are very close to the limit financially.
If this is not the case then we could easily have paid a low fee to get the move permanent with a promise of X amount in the summer and so on.

That’s exactly what a loan with an option to buy is

 

[magicdaps10]

Three posters have explained the reasons behind the way the deal has been financed the way it has.

I never asked for an explanation.